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⭐⭐⭐⭐⭐ reader reviews
listen to the podcast review
Earn Your Financial Freedom
When I joined the military in 2010, there were no books to show me how to reach financial independence while serving in the military. Five years later, I set out to write that book. Now, you can benefit from the thousands of hours of research, writing, and real world experience I learned during my military service.
Goodreads And Amazon Reviews
Read the reviews from other military servicemembers, veterans, and military spouses just like you on Goodreads or Amazon.
This is the book I wish I had on my first day in the military
see the hardcoverMore about the military money manual
What is the Military Money Manual?
Don’t know an IRA from a TSP, or an SCRA from an CZTE? Fear not: The Military Money Manual is here to help.
In this concise, no-nonsense guide, Air Force Major Spencer C. Reese, founder of the popular personal finance site MilitaryMoneyManual.com, offers invaluable tips and tricks to help service members of all ranks, branches, and bank account levels gain financial independence.
Along with laying out the fundamentals of building wealth while serving, the book explains how to take maximum advantage of the unique financial perks available only to service members, whether active duty or reserve, officer or enlisted. Said benefits include special tax-deferred savings plans, preferential bank loans, fee waivers on high-end credit cards, and much, much more.
Personal finance shouldn’t be intimidating or boring. With its candid, accessible tone, The Military Money Manual feels like having a beer with a good (and financially savvy) friend. So pull up a chair, get comfortable, and learn how to make your military money work for you.
What topics do you cover in the book?
-What to do if you don't have any time
-What is financial independence?
-9 Principles to Achieve Financial Independence
-Establishing your Financial Foundation in the Military
-Investing While Serving in the Military
-Buying your first car in the military
-Military deployment finances
-Combat zone tax free benefits
-Savings Deposit Program
-Blended Retirement System
-Travel hacking (free flights and hotel rooms) with annual fee waived credit cards
-The philosophy of financial freedom
-And much more!
All covered in an easy to read 119 pages. You can finish this book in a few hours, but it will pay dividends for the rest of your life.
More Reviews
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The Website
I've been writing the Military Money Manual Blog since 2012. I cover TSP investing, military travel hacking, tax free combat zone deployments, TDY pay, credit cards, and lots more.
98% of my content is available for free. However, there are over 300 posts on the site. It would take you a long time to read it all! I saved you the trouble and consolidated it all down into my book.
If you want my best material, I recommend picking up the Military Money Manual book today.
The Podcast
Every Monday we discuss an actionable tactic or a high level strategy to help you achieve financial independence while you serve in the military.
My good friend Jamie co-hosts the podcast with me. We are both active duty Air Force officers with over 24 combined years of experience saving, investing, and working hard on the road to financial freedom.