Get smart with your military money

"This book should be handed to every new LT at commissioning!"

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⭐⭐⭐⭐⭐ reader reviews

Most comprehensive investing/personal finance book written specifically for military members I have read so far. This book should be handed to every new LT at commissioning! Every ROTC Detachment should make this book part of their syllabus for senior cadets.

Ryan, GoodReads.com

Just want to thank you for putting this book out. I wish I'd been given this book upon commissioning. Every young Airman/Guardian and Cadet needs this book before receiving their first military pay check.

George, Space Force Lieutenant Colonel

I read your book as I'm preparing to start active duty and it has been a gold mine for me. I really appreciate all the information and wanted to say thank you.

David from Instagram

listen to the podcast review

Earn Your Financial Freedom

When I joined the military in 2010, there were no books to show me how to reach financial independence while serving in the military. Five years later, I set out to write that book. Now, you can benefit from the thousands of hours of research, writing, and real world experience I learned during my military service.

Goodreads Reviews

Read the reviews from other military servicemembers, veterans, and military spouses just like you on Goodreads.

This is the book I wish I had on my first day in the military

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What is the Military Money Manual?

Don’t know an IRA from a TSP, or an SCRA from an CZTE? Fear not: The Military Money Manual is here to help.

In this concise, no-nonsense guide, Air Force Major Spencer C. Reese, founder of the popular personal finance site MilitaryMoneyManual.com, offers invaluable tips and tricks to help service members of all ranks, branches, and bank account levels gain financial independence.

Along with laying out the fundamentals of building wealth while serving, the book explains how to take maximum advantage of the unique financial perks available only to service members, whether active duty or reserve, officer or enlisted. Said benefits include special tax-deferred savings plans, preferential bank loans, fee waivers on high-end credit cards, and much, much more.

Personal finance shouldn’t be intimidating or boring. With its candid, accessible tone, The Military Money Manual feels like having a beer with a good (and financially savvy) friend. So pull up a chair, get comfortable, and learn how to make your military money work for you.

Testimonials

I’ve been following Spencer’s advice from the start! Spencer lays out simple and easy methods to take charge of your own finances. For folks in the military - this is a very comprehensive guide to ensure you take full advantage of the benefits you are entitled to!

Jeff, Air Force Pilot

Down to earth advice that is fantastic for the early investor. Highly recommend.

Steve. GoodReads.com

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The Website

I've been writing the Military Money Manual Blog since 2012. I cover TSP investing, military travel hacking, tax free combat zone deployments, TDY pay, credit cards, and lots more.

98% of my content is available for free. However, there are over 300 posts on the site. It would take you a long time to read it all! I saved you the trouble and consolidated it all down into my book.

If you want my best material, I recommend picking up the Military Money Manual book today.

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The Podcast

Every Monday we discuss an actionable tactic or a high level strategy to help you achieve financial independence while you serve in the military.

My good friend Jamie co-hosts the podcast with me. We are both active duty Air Force officers with over 24 combined years of experience saving, investing, and working hard on the road to financial freedom.

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